Lydia Howrilka and UFT Solidarity File For Court Hearing

The Grim Reaper

Yesterday, Lydia Howrilka took the bull by the proverbial goodies and decided to show Mike Mulgrew how to lead. She filed an Article 75 on her on time and dime. 

Read on from Lydia:

Yesterday, I filed an Article 78 proceeding in NYC Civil Court protesting the reopening of NYC schools without adequate testing, mitigation measures, and allowing for a pivot of instruction to remote for January 3 to January 18, 2022. I have submitted the legal documents- a petition, a Temporary Restraining Order (TRO), an affidavit, an Order to Show Cause (OSC), and a Request for Judicial Intervention (RJI)- and I am waiting for a judge to be assigned to our case. Many folks have been reaching out and want to know how they can help. A collective letter that we can send to the court with as many signatures as possible would be the best next step for members who want to support. Please click here and complete this form to e-sign the letter. https://forms.gle/h4QaqS9eedMpuzkK6 Important note- No teacher has been disciplined for signing a petition or letter when they are not on contracted time. It is not illegal to sign a letter or petition either. Your signature will only be seen by Lydia, the judge, and the City’s Corporation Counsel.

 

So sign up and sign on. Stay tuned for updates!

Mike Mulgrew Folds Like a Cheap Suit For Eric Adams and a Mayor Who is Gone in Three Days

First kudos to Mike Mulgrew. He knows when to talk a tough game as he did on NY1 last week. Yeah, he shows he is "there for the members," that he actually his doing something. But as usual, he folds like a cheap suit from the Johnny Carson Collection that used to be sold exclusively by Sears. 

I was driving over the Tappan Zee Bridge this afternoon when I heard word of the latest failing by Mulgrew. I shook my head and contemplated driving into the Hudson River. I thought better that I control the means of my demise rather than my union that is supposed to protect all its members in the schools and me. However, I changed my mind. I mean, who then would be able to blog about this complete and utter shirking of leadership and responsibility?

Not me. I can't do this. This plan, that I heard over WCBS 880 and later read in a personalized email sent by our leader, has so many obvious flaws and leaves so many questions unanswered. I was aghast and just speechless. The Crack Team and I have decided to ask my neighbor's 8 year old son Timmy to rebuke Mulgrew. Take it away Timmy. 

The staff of the Situation Room will double in size, making it bigger than ever before and able to handle the current surge.

Bigger doesn't mean better. How long will it take to get to the numbers that will make the Situation Room effective? What are the qualifications to be employed by the Situation Room? What is the pay? Are Situation Room employees employed by the DOE are by outside contractors? Who is in charge of the Situation Room? Are there any medical doctors employed? Consulted with? Shouldn't the UFT President Mike Mulgrew share this with the rank and file? 

The city will double in-school PCR testing in every school every week. These tests will now include both vaccinated and unvaccinated students as well as staff. The city will make another push to get parents to consent for their child to be tested regardless of vaccination status.

Big deal! Will this be testing anybody, anytime? Why test every other week? What happens if the shit hits the fan (My daddy says this all the time!)when during a week of non testing? Will teachers be allowed to be tested whenever? Will students be mandated to be tested without a parents permission?  Details please, Mike Mulgrew!

Close contacts and classmates of positive cases will now have immediate access to two at-home rapid tests that they can take to monitor themselves for the days after exposure. 

This has so many flaws that I can't believe that I, just a child of 8, can see this, but Dear Leader Mike Mulgrew can't.  

Schools reopen January 3 inn a city where their are shortages of materials and every conceivable item for teachers and students. Why should we believe that next Monday there will be over 1 million test kits available for every student and employee in DOE? 

Who and what determines a close contact? Read what Pete wrote on Sunday. What happens if there is a false negative? How does one know if there is a false negative? Are schools to rely on the honor system of parents? Can you imagine if a student tests positive and yet is asymptomatic? Is it possible that a parent will not keep the child home but rather send the child to school? What if there is a choice between work and keeping a child home? What if the parent loses the test kit? 

But I keep coming back to this being a logistics issue. The DOE can't be trusted to do jack. How can the DOE be trusted to keep its word not only on getting test kits to everyone?  And at the same time keep its word on the Situation Room and the in school testing? 

There you have it. Timmy the 8 year old is able to take apart the agreement Mulgrew agreed to with the city. Let's look at the rest of Mulgrews email. 

Thanks to all of us working together to tell the city we will not accept unsafe schools

Bullocks. We are not working together nor Mulgrew for us. Mulgrew has a flush and is folding to de Blasio, Hochul, and Adams who each are holding just a pair. Besides, how can it be us when not one working stiff teacher has been consulted? 

We, as educators, are always prepared to do our jobs.

We are, Mulgrew still isn't.

The real issue is whether the city can do its job — ensuring that ample testing is available in every school and an improved Situation Room is actually in place by next week.

Timmy addressed these issues. He knows the real deal. Mulgrew doesn't.

We will continue to work through this week to advocate for you and our school communities and will update you on all the details of the new safety program before Jan. 3.

OMG! I laughed so hard reading this that I inhaled a Cheeto and had an accident. 

It's Official: The UFT Does Not Give a Shit and Mike Mulgrew is the Grim Reaper

 Who remembers Trixie the teacher? For those who don't remember, Trixie was the teacher that had sanitizer splashed in her eye and is teaching nuclear fission for grades K-2 without any coaching or anything from higher ups. Caught up? Good. Because the news gets nuttier. In fact so nutty, the news falls under the auspices of "This Shit Can't Be Made Up!"

Trixie teaches at the Speed Racer School. It is a K-5 school with a lot of students and teachers in the building. Whilst out caroling on Thursday with other teachers from her school Trixie found out news that made her so aghast, so upset that she puked.

For several days of last week (The days before break), an entire grade at the Speed Racer School was on quarantine. That includes the students, the teachers, the paras, and any wayward cucarachas. All students and their families, the teachers, the paras, and any wayward cucarachas were all notified. 

NOBODY ELSE IN THE SCHOOL WAS NOTIFIED!

No, I am not making this up. 

"B-b-b-ut we did contact tracing," Trixie was told.

Yes Trixie was told that. But is contact tracing 100% effective? What happens if someone doesn't remember being near someone. Or someone is in the stall going #2 and someone else is at the urinal going #1? They are both in the same bathroom. How would the those at the stall and the urinal know who is in the bathroom with them? 

How would someone remember if they were just passing someone in the hallway? Or on the stairs? Or sitting together in the auditorium? Or, outside the building walking in?

Trixie is freaking out! She has health issues to begin with. But there are loved ones at home who are seriously immune-compromised.  Yes, Trixie and her loved ones are all vaccinated as well as having had boosters. But there is nothing guaranteed in this world except death and taxes.Wait, there is one more thing that is guaranteed: Mulgrew and the UFT leading from behind and not being proactive!

I'm not giving Mulgrew or the UFT and thumbs up, kudos, or job well done for last weeks email and presentation on NY1. It's all to little too late.

As much as a loath PBA President Patrick Lynch he would have the balls to tell his members to stay home. 

Trixie shouldn't be upset with her school administration. She should be upset with the DOE, the Situation  Room and the UFT.

But, the DOE and the Situation Room is not there for the teachers well being. They are not supposed to give a damn about us. However, at the very least the UFT is, at the very least, supposed to feign interest in its members well being. 

When Trixie came and shared this story with myself and The Crack Team we sat there incredulous. Yes, none of us expected the DOE to do anything? But the silence coming from the UFT on  this quarantine has been deafening as well as mind numbing. Of course the UFT knows about this shut down! How couldn't they? Why didn't the UFT notify the members of Trixie's school? And by the UFT, we want to know why 52 Broadway was silent, not the borough office. This falls upon those downtown to make sure are mitigation is being done right, to ensure there is social distancing, mask wearing, etc.. and to inform and allay concerns of the members as well as the parents. And what happens? NOTHING! BUPKUS! STUGOTS!

A kid with head lice or strep throat a note goes home. Head lice or strep are easily treatable and cured. COVID and Omicron it's "If we don't say it out loud or if we bury our head in the sand it'll go away."

How difficult is it for the UFT to lead?

Mulgrew Doesn't Care Anymore About COVID or the Health and Well Being of Members.

 Mulgrew's mouthpiece is silent on Twitter. Mulgrew is silent. De Blasio blabbers away with stupidity. People will get sick. Some will die. Paraphrasing my favorite De Blasio comment: "We're not going to shut down, we're just going to get a shitload of vaccines in people." Jeez.

There is a surge going on right now with COVID and this Omicron variant. De Blasio has less than two weeks left and doesn't care anymore and has his sights on a some warped quixotic fixation on Albany. Mulgrew, I'm confused. Isn't he supposed to be there for the rank and file? According to him, we are doing "God's work." Would not God be upset with Mike if teachers doing His (God, not Mulgrew. Though I am sure Mulgrew conflates this) work start getting infected and dying off? 

 I saw this on FOX5 news about and hour ago. Does this mean anything to Mulgrew? 

 

But right now, as of today,  Mulgrew has abdicated any leadership in this almost two year old crisis and has literally buried his head in the sand.

Maybe Mulgrew has forgotten about the scores of deaths of UFT members in the last two years due to COVID?

Maybe Mulgrew has forgotten about the mental and physical health crisis that is affecting the rank and file as well as the communities?

Maybe Mulgrew has forgotten that many UFT members live with a non UFT member that have weak immune systems?

Maybe Mulgrew has forgotten that many students are not getting vaccines. 

Maybe Mulgrew has forgotten that the schools are overcrowded, not properly ventilated, zero mitigation happening, zero hand sanitizer and masks, nothing, bupkus?

Maybe Mulgrew has forgotten that everyone is unique and that each person's body reacts differently to infection?

Maybe Mulgrew does not realize that one death, one hospitalization, is one too many and not in any way acceptable? 

Maybe Mulgrew has doesn't realize that while those who are vaccinated and/or have a booster if they get infected the repercussions will be much less. Thatthe infected are still carriers and can infect others.

Maybe Mulgrew doesn't realize that while reports show that Omicron is less virulent that shit happens? 

Does Mulgrew realize that there are teachers afraid to show for school tomorrow? 

Does Mulgrew care?

Where is Mulgrew? 

The answers: Not a bit and elsewhere.

Having said that, it is time to segue into what the UFT would be like in the hands of of a responsive caucus.  Click on link and find out how United for Change would respond to a crisis. Adults back in the room and control hopefully come July 1.

Camille Eterno has been nominated to run for UFT president. I have the utmost of respect for Camille. She will be there for the members.

What United for Change Must Do When and If They Win

 It's December. The ballots for the upcoming UFT election will be sent out in April (Maybe this will be when we get our 2020 spring break pay?). Anecdotally The Crack Team is hearing many more rumblings and anti-Mulgrew fervor than in past elections. This could be a sign. The coalition needs to be ready. If
and when there is a changeover, there needs to be a plan.

The Crack Team and myself have spent the better part of today spitballing some ideas on how the coalition can show how it will be a true union, how it will be there for the rank and file, and how the UFT will governed and run for and by the rank and file. 

1. 100% Openness 

Can you imagine not watching Congress on C-Span? Not watching your local village, town, or city government on your local cable access channel? You can't. But if you are not a UFT delegate you are shit out of luck. Unless you schlep to 52 Broadway and watch a grainy feed on TV in a little cold room. 

In this day and age there is ZERO REASON for the UFT Delegate Assembly to be held in secret. The first thing the new ruling coalition must do is make the DA accessible for all! Live stream it across several platforms. Have the minutes of all DA's posted, as well as archived, on the UFT website as soon as possible.The same goes with the executive board. In fact, those who need to speak before the exec board should not be forced to come into lower Manhattan. Speakers can easily participate thorough video or streaming. Heck, even an email can be read into the record. 

Remember, a more participatory union is a STRONGER union. 

2. Voting

All voting at the DA and exec board will be done using technology. A simple add on to the UFT app will back this possible. We here at SBSB are darn sure there is enough bandwidth to go around at 52 Broadway to go around.

The same goes for union wide elections. There is no reason that union wide elections can't be done from one's UFT app or on the website. Mulgrew blustered at the DA on Monday about electronic balloting...

Electronic voting sounds great but how do we make sure it survives challenge. NLRB has frowned upon this. 

Yeah. Sure. Right.  Please if the UFT wanted to it could and would.

3. Avoid Cleaning House for the Sake of It

There are a lot of good, strong people working in the borough offices and at 52 Broadway. Find these people. Keep these people. 

4. Vote on Everything

Any change to the contract or to working conditions or if the DOE wishes to give us Zwieback in the morning it must be voted on by the entire rank and file and not approved by a few people. It's that simple. 

5. District and Borough Reps Must Be Elected

This goes without saying. The question is who does the electing? The chapter leaders are all members? 

6. Travel

There is one DA a month plus two exec board meetings a month. Why must both be limited to Lower Manhattan. Take the show out on the road. Why? Because participation is a good thing.

7. No Loyalty Oaths or Perks

If a CL is not a member of United for Change or any of it's member caucuses that CL still gets to spend the weekend in the Rye Town Hilton (It's been shut down for a year so wherever it is in the future) or gets to go to the AFT thingy, or is treated with the same respect that we would want.

8. No More Creamed Fish at Executive Board Meetings

It's gross. It makes Hank from The Crack Team puke. Please. This must end. 

9. The New UFT President Must Visit the Boroughs

How freaking difficult is it for Mulgrew to spend a week each month visiting the borough offices and having town hall meeting. There are five days in a work week and five boroughs. It works. And please, no per-ordained questions. 

10. Never, Ever Say "Doing God's Work"

This is a pet peeve of The Crack Team. We're not doing God's work. God (if there is one or one that cares about the DOE) can do God's work. In the opinion of The Crack Team ,this remark is patronizing, condescending, and reeks of desperation as well as empty nothingness. 

And last, but not least...

11. ALWAYS BE THERE FOR THE MEMBERS

It goes without saying. Don't really need to elaborate. 

I am sure in the coming weeks and months myself and The Crack Team will come up with more ideas. Right now we are awaiting seeing the Bronx inundated with yard signs on all off ramps.

Mulgrew is Making Me Nervous

 I was reading Arthur Goldstein's blog with his minutes of last night's UFT executive board meeting and something caught my eye. What I read did not give me  happy feeling.

In his opening remarks Mike Mulgrew mentioned the spring break arbitration thusly (I added the bold)...

Cannot go into details, but we have made clear we must receive the value of our work. Arbitrator concerned about money. Car day not equivalent. Two for one upon retirement. We need value of 7 days work, which we did. Expecting to know something by next week.

Arbitrator concerned about money? What does this mean? Whose money? Which money? This statement is quite cryptic and can mean several things. 

1. The arbitrator is concerned that the city would have to pay out too much money and we will either get nothing, or at the very least each teacher will receive two 15% off coupons for Denny's. 

2. Mulgrew knows already that the arbitration failed and he's starting to grease the skids to blame the arbitrator. 

3. We will not get 100% of the spring break monies. Maybe like 50% or less. 

4. He's making it look bad on purpose so when if we do get total restitution he will come out looking like the white knight on the white horse.

5. We will get 7 days added to our CAR.

6. We're screwed and getting bupkus.

Something is just nit sitting right with that statement he made. A SBSB nearly octogenarian fanboi shared with me that he doesn't think we will be made whole. I really don't want to think that way. I mean, how can anyone work seven days without being compensated for their time? Oh yeah. Only teachers can. Or rather, made to.

The Possible Upcoming UFT Election Surprise

 I think there is going to be a big surprise just before the UFT elections. Call me jaded, call me a cynic, but the UFT never does anything without a reason. 

Think about this. We lost our spring vacation almost two years ago. April 2020. Twenty months ago. At the October 2020 town hall Mulgrew said...

When arbitration is back up, we will move forward on Spring Break. Medical accommodations are based on a medical condition. We would have to do another one in Jan. Same documentation and everything.

The September 2020 town hall Mulgrew sayeth to the masses...

Dealing with the craziness that included Spring break which still needs to be dealt with.

I asked this almost a year ago on December 27, 2020...

For the answer President Mulgrew gave at the town hall of October 15, again, it seems that arbitration is now back up. Where in the pipeline is our monies? How long does the process take?  

We were told not too long ago that the final arbitration on our spring break pay will come this month, December 2021. 

But a question remains. If the arbitration is a victory, when will we get the money? 

The Crack Team has been trying to crack this mystery. There were many a late night session in which there was bickering and disagreement. Many a late night were had. Finally, a member of The Crack Team decided to go the computer. The algorithm was fed and the results were spat out.

Some might say The Crack Team's computer and/or the algorithm is skewed. Or, the information fed to the computer was jaded and cynical.

We will get the monies owed in our direct deposits week or two before the UFT election. And of course who gets to call the date for the election? Of course. UFT/Unity.

The computer must be right. Think about it. Why wouldn't it be?

Thousands of teachers get thousands of dollars they are owed for almost two years. Guess who will puff out his chest and say, "See what I did? I fought for you! I made you whole again!" 

And UFT/Unity will be like Justin Trudeau and call for early elections in just a few weeks. Or, and this is even more cynical, the election date will be already called and the checks will be mailed out just before the election starts. But either way, teachers will vote while having several thousand dollars more in their accounts and the great many of unwashed will thank UFT/Unity. And then vote Unity.  

But when these teachers vote for those that blessed them with money, what will they say when they want to see Dr Vinnie Boombotz for a prostate issue and find out he doesn't accept any Medicare (Dis)Advantage  patients?

I hope the computer is wrong. We shouldn't need to feel jaded and cynical when it comes to our union. We should feel we are partners with our union. We shouldn't have waited almost two years for A HEARING for our monies. 

But watch. The spring break money and the election will be intertwined.

A Possible Roadmap to Beat Unity (Or At Least to Hurt Their Vote Total)

 The UFT elections are right around the corner. It will be hard to put a dent into Unity's vote total, let alone to win the entire thing. I do believe that if certain things are done, serious headway can be made. 

My dad was in advertising and marketing. He had a one man business in the basement of our house. I
learned a lot from him. I shared some of these ideas in 2016 but was shot down. I understand not everything is feasible, but the thinking has to be akin to throwing against the wall. Some things will stick, some won't. 

Too much of what I see on Facebook and Twitter is being done in a vacuum. Most teachers who are in the FB groups of the UFC are teachers that DO WANT CHANGE. We are just preaching to the choir. The base needs to be expanded. Memes are swell, but there is so much more that can and should be done. 

1. Yard Signs

Cheapest and easiest way to get the word out. This website offers 100 yard signs for $84. There is not much room on a yard sign and the message has to be clear and readable. But if yard signs are strategically placed throughout the boroughs and the suburbs teachers will be in informed of the upcoming election.

For example; a yard sign touting the United for Change at every exit ramp on the Major Deegan Expressway (I am going to use the Deegan as the example because I take it every day). Teachers in their cars will see these signs every day. They will be sitting at the red lights on the exit ramps every day. They will read the yard signs everyday. Whatever message is put on the yard sign will get ingrained. It will sink in. 

Same for the Dunkin Donuts on the southbound Deegan. Teachers stop there early to get their coffee. A couple of yard signs at the entrance or exit can be effective. 

This can be done on all major highways in the Bronx, Queens, Brooklyn, and Staten Island. Each exit ramp with a yard sign. The same with any and all rest stops. If memory serves there is a Mobil Station on the Grand Central Parkway.  

2. Leafleting 

Leaflets need to be to the point and quick to read. There are too easily disposable. I once suggested giving a homeless person $10 and leaflet the cars that are parked with placards at each school. Better, leave leaflets in stores teachers frequent in around the neighborhood of a school. Or better, ask a shop owner if something can be put up in a window. 

3. Talk It Up to Anyone

Think where teachers spend time and money. Staples, education stores, bars. Go to these places and not just hand out leaflets, but talk to the teachers. Sell the teachers on what UFC has to sell. I did this back in 2016. I hit a couple of the bars in the Bronx where teachers congregate and talked up the elections, talked up why Mulgrew must be voted out. I did the same in front of Lakeshore Learning Store on Central Ave in Greenburgh. I don't know if all I did was effective, but contacts were made and got plenty of email addresses. But speaking to one teacher brings out the possibility of those teachers talking to another teacher and so on.

Last Sunday I was on line waiting for my booster shot at CVS and got talking to someone. Turns out he is a teacher at Bronx Science. What do you think I did?  

Set up a information stand in front of Madison Square Garden on 7th Ave before a game. Same with the Barclays Center or UBS Arena, or anywhere which draws large crowds. 

Have mixers, meet and greets in the suburbs on Weekends. A SBSB fanboi and myself have talked about having one in Ardsley.

Which leads me to...

4. Think of Getting Votes as Multi Level Marketing. 

Speak to one teacher ask them to speak to ten teachers. Give them enough leaflets, information, websites, emails, to share with their colleagues. United for Change must think of itself as Amway or Mary Kay.

5. Direct Mail

I've said it before, and I will say it again. I have a friend who is in direct mail. Let's see what he can do for UFC. 

6. Real Social Media Ads

Ad buys on Facebook and Google will be more effective than memes on a closed Facebook page. 

7. Go to Hospitals

But don't go inside. The UFT represents nurses at (I forget how many) city hospitals. Don't go in the operating room but rather linger outside and follow some of the above ideas. And go to other non education places that the UFT represents. 

8. Raise Money!!!!

For the life of me I do not understand why there is not a GoFundMe for UFC. Or have a car wash, a bake sale, or better a golf tournament; the United for Change Pro-Am.

9. The Message

Veteran teachers close to retirement shouldn't hear the same message as new teachers. Veteran teachers want to be assured about their pensions, and now, this debacle going on with Medicare (Dis)Advantage. New teachers are concerned about tenure, job security. Speak about what will be done in contrast to what is being done.

Keep everything to the bread and butter issues and what will keep food on the plates of teachers families. I am hearing from several sources that some are spending time just bashing Unity as a reason to vote them out. Sources are sharing that this has been turning members who want to hear the issues. 

That's it for now. I have several other ideas but can't share those ideas here. But isn't time to try a different way? The same old way hasn't worked in the past. Time to think outside the box.

Friday Night Videos: It's Just a Step to the Right (Time Warp)

 The first time I saw Rocky Horror was my senior year in high school back in 1982. It was a midnight showing at, I believe, the RKO Proctor in New Rochelle.

We brought all the props. I just really remember the water guns and throwing the toast. I don't recall much of the movie other than a shitload of people dressed as Dr Frank N. Furter and other characters up in front of the screen acting out the movie word for word.

Flash forward about 39 1/'2 years later I finally went to see Rocky Horror for the second time. This time in Peekskill. But sadly, the water pistols and the toast were not allowed. But the other props were. 

And the call outs! I forgot all about them!

"He's got no fucking neck!"

"So's Brad!"

"What the heck is a radio picture? It’s a picture of a radio. What else?"

And there are others...

So in honor of the Rocky Horror Picture Show, let's do the Time Warp!

My Own Story Why I am Wary of Medicare Advantage

 I'm 57. I will be 58 in April. I am getting thisclose to retiring, or at least contemplating it. One thing I was looking forward to was continuing to have a great health plan when I turned 65. But this Medicare (Dis)Advantage that might be awaiting be is making me nervous.

I have two concerns how Medicare (Dis)Advantage can affect me if and when it comes into effect.

The photo on the right is my right shoulder. Actually, my new right shoulder. 

In 1987 I fell hard on it and tore the labrum. Bad. My shoulder was unstable for years. Arthritis set in. Pain. It was bad. I didn't have insurance when I hurt it and I suffered the consequences. In 2002 I had it scoped out but all it did was put off the inevitable.

In 2019 the pain was the worse it had ever been. I was popping Aleve like M&M's. I went to a shoulder surgeon. He said I needed a new shoulder but want to give physical therapy I try. I had bone on bone. How the hell was PT going to help?

I went to a second doctor. He said PT was a waste of time, but agreed I needed a new shoulder. However, I just didn't feel right with him.

I went to a third doctor, Dr Young Kwon at NYU (Yes, a shameless plug, but he is the best shoulder surgeon!). He saved me. He made me feel whole. 

Here's my issue. Artificial shoulders last from 10-15 years. I'm lucky, I'm a lefty. The artificial joint is in my non dominant arm, but you never know. Dr Kwon even told me that I was a bit too young for shoulder replacement.

What happens when I am between 65 and 70, on Medicare (Dis)Advantage and need another shoulder? I will need to get pre-approval? Will I be considered too old to get a replacement? I might be told since it is my right shoulder and that being left handed, a new joint is not a priority. Heck, will I be allowed to see Dr Kwon again? 

My dad had his hip replaced at Special Surgery at the age of 74 in 2005. My step mom was retired from DOE and everything copacetic. No fuss, no muss. 

Will Medicare (Dis)Advantage let me visit three doctors? I doubt it. 

My other concern is I am Type 2 diabetic. My numbers are great. My A1C is very close to where it should be. My weight is the best since high school. I go to the gym three times a week. I eat better than I have, but of course I can do better. But I am on several medications. I'm not on insulin and don't plan on it. I see the eye doctor every year. I don't want anything chopped off or to go blind.

But what happens if  insulin is needed? Will I be sufficiently covered? Will my medications be covered? Even if I am covered what out of pocket charges will I face? I see my endocrinologist every three months. Will I be able to continue this? Like Dr Kwon, my diabetes doctor is one of the top in her field. Under Medicare (Dis)Advantage will I still be able to see my doctors or still be able to choose from the best physicians? Or will I be left to choose between Dr Nick and Dr Hartman?

I don't like what I have read or heard of Medicare (Dis)Advantage. Someone, somewhere is getting rich over this being forced upon us and it's not someone at Emblem/Blue Cross or Joe Namath. 

I have a fantasy of moving to Corning NY, for a year after I retire. How many providers will I find there? One? None? Or maybe Hudson NY. There might be three providers in Hudson.

I don't need nor want a Fitbit. I don't need or want rides to and fro. I don't want meals sent to me. There is one thing I want with my health insurance when I am 65. 

I want certainty. And I want myself and my health professional to make the decisions what is best .